Benefits of a Dental Membership Plan for Uninsured Patients in St. Clair Shores

woman explaining dental membership plan to patient

The cleaning is due, but you’re not sure what it will cost without insurance. With our dental membership plan, you pay a fee for included preventive visits and discounts on other treatment. Before you join, we show you the membership price and what you would pay for any care beyond those visits.

At Hillstream Dental, our dental savings plan is available to uninsured or underinsured patients, including families in St. Clair Shores, Michigan. If you’re wondering whether it would save money, we can compare the fee with paying for your visits separately. Our dentists, including Dr. Dominik Wietrzynski and Dr. Carly Szurek, check your teeth and gums first, so any treatment estimates reflect the care you need.

What Your Membership Includes

With our savings plan, you receive two cleanings, two fluoride treatments, complete X-rays, and one dental exam. We also include two oral cancer screenings and one emergency exam. Before you enroll, we explain how to use those visits and which appointments to book first.

At these visits, we check for decay between teeth and changes around older fillings before they start hurting. We also measure and examine the gums, since gum disease can progress while chewing still feels comfortable. During the cleaning, we remove the hardened tartar your toothbrush can’t lift away.

If you have gum disease, you may need cleaning beneath the gums or more frequent maintenance visits. Those appointments can cost more than the routine cleanings included with membership. We’ll explain what your gums need and give you the cost of any care beyond the included services before you schedule it.

Discounts on Fillings, Crowns, and Other Care

As a member, you save 15 to 20 percent on other services. We apply the discount for your treatment to the estimate so you can see the savings and the amount left to pay. For a crown or filling, we show both the regular fee and your membership price.

If you need a crown or several fillings, ask to see the estimate with the plan discount applied. After the discount, you’ll still have a balance to pay, which we show next to the regular fee. Comparing both figures with the membership fee helps you decide whether enrolling would save money on the care you expect to use.

If you’ve been putting off a filling and now another tooth is bothering you, we can help you work out what to do first. We explain which repairs need to happen sooner and which can wait, then estimate the visits separately. That lets you plan the cost without delaying a tooth that may worsen or break.

Using Your Membership

With our savings plan, you pay for benefits and discounts through our practice. With insurance, an insurer reviews claims and contributes toward services covered by your policy. When you compare the options, include the plan fee or insurance premiums along with what you would pay for your visits.

If you already have insurance or are about to get coverage through work, bring those details with you. We can explain whether you qualify for membership and whether any savings can be combined with your coverage. You’ll know which prices apply before you choose how to pay for care.

Membership Fees and Dates

We’ll go over the membership fee, how to pay it, and when your benefits start and end. We also explain what happens when it’s time to renew. You can then plan your appointments around the dates for your membership instead of assuming it follows the calendar year.

When you compare the membership price with paying for visits separately, include the care beyond the included cleanings. If you need periodontal maintenance, those visits may have different fees from a routine cleaning. We can add those costs to the comparison before you decide whether to join.

For a family, we can estimate each person’s visits before you enroll. For example, your child may need fluoride or sealants, while an adult may need periodontal maintenance or a crown. We include those different appointments in the estimates so you can see what each person’s care would cost.

When You Need Treatment Beyond a Cleaning

We show you why we’re recommending treatment before applying a membership discount to the estimate. A dark groove may be a stain we can monitor, while a cavity that has formed a hole needs repair. If a large old filling has left thin tooth walls around it, we may recommend a crown to support them.

You may feel comfortable and still have decay between two teeth that only shows on an X-ray. Or a filling may catch your tongue because one edge has broken. We explain what we found, how it could change, and whether prevention, a repair, or more support is needed.

The included emergency exam lets us check a painful or broken tooth, but treatment afterward has a separate cost. Once we find the cause, we explain what needs repair and apply any membership discount to that estimate. If it needs care soon, we also go over the timing and payment options with you.

Keep Preventive Visits in the Schedule

When you enroll, we can plan the visits around your gums and cavity risk. If you need periodontal care, the cleaning schedule may differ from routine preventive visits. We’ll explain any services outside the membership benefits and their cost so you can plan for those appointments as well.

Between visits, brush twice daily with fluoride toothpaste and clean between teeth each day. If you keep missing the same back tooth or floss catches beside a crown, we can demonstrate another angle or tool. The included cleanings remove hardened deposits, while your daily routine clears the soft plaque that keeps forming.

If cost has kept you from coming in, we can compare paying for each visit with joining the savings plan. We include the membership fee and any treatment you expect to need, so the comparison goes beyond the price of a cleaning. If financing would help, we can explain the options we accept and where to find the repayment terms before applying.

Membership Guidance in St. Clair Shores

If you’re paying for dental care yourself, bring your questions about the cost to our Hillstream Dental team. We can explain the savings plan and show how it would apply to your cleanings and any repairs your teeth need. Contact our St. Clair Shores, Michigan office to schedule a visit, and let’s get that cleaning back on the calendar!

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Hillstream Dental

Hillstream Dental